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Gold Loan
Looking forward to getting gold loan for your child marriage this year and struggling with the finances ? Facing a medical emergency and not sure where to get the funds from ? Well, if you too are facing any related problem when the requirement of your cash is urgent. Then you can avail loan on gold from AMT NIDHI LTD. We provides gold loan only to its registered members. Therefore, it is mandatory to be a member. As per the Nidhi rules, the maximum loan that can be availed on gold is upto Rs 2.0 lakh ( two lakh rupees) or 80 % of the secured gold value.
Features & Benefits
- Attractive interest rates.
- Easy processing.
- Less documentation.
- Reducing EMI.
Terms & Conditions
- Only members can apply for gold loan. Loans to the members will be given against the gold secured.
- Avail loan upto to Rs 2.0 lakh.
- The loan shall not exceed 80% of the value of the gold offered as security.
- Rate of interest on loan against gold is 16-18% per annum.
- GL01 – tenure 9 months – rate of interest is 16% and GL02 -tenure 12 months- rate of interest is 18%.
- Tenure of loan shall not exceed 1 years.
- All details are subjected to Terms & Condition which get changed as per nidhi regulations. Hence AMT Nidhi ltd holds the right to make changes as per rules.
Required Documents
AMT NIDHI LTD offers easy and attractive gold loan schemes in India. If you apply for gold loan, the company requires some of the documents for security which includes. The candidates who completes all the documents requirement can apply for gold loan. Contact our branch customer support executive for further assistance.
- Identity proof ( Aadhar card, Driving license, Passport, PAN Card, Voter ID)
- Residential proof ( Aadhar card, passport, electrical bill, water bill, telephone bill, house tax)
- Gold or valuable to be presented at time of valuation.
- gold rate and valuable valuation documents.
- Salary slip/bank passbook of past 2 years.
- Along with above documents complete the application form and submit for further verification and approval.